Every August 14, National Financial Awareness Day arrives with little fanfare. You probably did not mark it on your calendar. But maybe you should, because the conversation it invites is not just about your budget. It is also about America’s. On the surface, the holiday seems tailor-made for familiar advice: spend less than you earn,…
For decades, people planning for retirement, especially Baby Boomers, have been told to stick with safe investment options like certificates of deposit (CDs), mutual funds, and well-known blue-chip stocks. These choices were considered reliable, offering steady returns with low risk. But times have changed, and those old strategies may not be enough anymore. Today’s retirees…
April marks National Financial Literacy Month, but this year, experts are sounding the alarm: Americans may be more misinformed than ever. At a time when mass layoffs—especially among federal workers—are threatening pensions, benefits, and long-term financial security, conversations around personal finance have become increasingly urgent. But according to Michael A. Scarpati, CEO of RetireUS, the…
